Debt Settlement

Ideal Client:

• Clients that have not paid creditor payments in 3 or more months.
• Clients that can not meet the financial monthly obligation under the current terms.
• Clients that want to repay a portion of their debt as an alternative to bankruptcy.

Advantages:

• You save approximately 30% of your debt.
• Your monthly payment is reduced and collected in a Trust Account and will be used in the negotiating of your debts.
• We will assist you in handling creditor attempts to collect the debt prior to offering a settlement.
• You will Accept or Decline all Settlement Offers that are offered.

Disadvantages:

• Consumers experience aggressive collection practices.
• Creditors report negatively to the credit bureaus.
• No payments are made to any creditors until acceptable settlement offer is accepted.
• Settlement offers are only offered once adequate funds are collected in the Trust account.

How to Qualify:

• Provide your DMA agent with a list of creditors.
• DMA agent will provide you with monthly payment options.
• Analyze monthly income and expenses and determine if monthly payment will be affordable with debt settlements.
• DMA agent will send you the required paperwork.
• Fill out paperwork.
• Commit to the monthly payment. Automatic monthly payment deduction is offered for the same day every month.